Standing in the kitchen

Standing in the kitchen, right in front of the big window. That’s all Taylor could do, because she has a pole with a vibrating dildo on it right in her vagina, and her legs are strapped to the pole. The pole has been bolted to the floor, so she knows she’s not gonna be moving any time soon. Her arms are tied above her head to the ceiling, and her ponytail is also tied to a rope leading from the ceiling.

The house she was in was on a fairly busy street, so a lot of people saw her in the window as they walked by. Some even took pictures of her, and all she could do was watch. She couldn’t scream or talk because of the ball gag in her mouth, and it was causing her to drool all over herself.

Her master then opened the door, and invited people to come inside. They all took pictures and laughed at Taylor, and eventually her master slapped her extremely hard on her ass, which jiggled a ton. “Who wants a turn with her?” exclaimed her master.

One man stepped up and undid his jeans. Her master put up some curtains and closed the blinds so no one could see them. The man then took out his penis and showed it to Taylor. She saw how hard and big it was and she knew she was in for it. He then slowly inserted his hard cock into her asshole with no lube. It was painful, but she loved it. She was pounded in the asshole for a few minutes until her ass was filled with his cum.

He zipped his pants up and walked out. The next person came in.


A few hours later and the door was closed, and Taylor felt amazing. She was fucked non-stop for the whole day, and now she was going to go to bed. The way her master makes her sleep is inside a vacuum sealed bag. She laid down in the bag, and covered herself up. Her master zipped it up, attached the vacuum, and it sucked all the air out of the bag. It wrapped tightly around her body and face, and she couldn’t move or breathe, but he then poked holes in the bag near her nose and mouth so she could breathe.

While in the bag, her master brought his phone over to her, and scrolled through his Facebook and Instagram feeds. She saw tons of pictures of herself tied up in the window, and it had gone viral.

She laid there as she heard him walk out, then close and lock the door. She loved what happened, but she wanted something more extreme. She really wanted to be pushed to her limits.

She got her wish the next morning when she woke up sitting back against the wall, and she knew she wasn’t getting out. The panic set in after a second or two when she figured out she wasn’t in her bag – but she then calmed down after she realized this is what she asked for.

She was in a small, poorly lit room that reminded her of a cellar, and the door next to her was padlocked shut. She tried to wiggle in her restraints, but she couldn’t – her torso and arms were chained firmly to the wall behind her and her legs were chained very tightly in front of her. She was loving the vibrations in her ass and pussy from the dildos that were inserted into her.

Taylor was loving this so much – but she thought too soon. After a few hours and many orgasms, the padlock was removed from the door and it was opened. A man dressed in all black with a black mask walked in. He looked at her for a second and laughed, before tying a rope very loosely around her neck. She couldn’t ask what he was doing, as her mouth was gagged and she was unable to talk or scream. The man then slid the rope over a pulley on the ceiling and tied it to a bucket which was now hanging from the ceiling. Taylor was extremely uncomfortable at this point, especially when he pulled a catheter out and stuck it right in her vagina. There was a small pump connected to the catheter, which now lead to the bucket. She was really freaked out by this contraption, and even more so when the man placed a tank on the floor in front of her, with a pump and a large tube coming out of it. The tube was connected to her mouth through the gag.

Once the man left, she was left to wonder what the hell was going on. She could feel her urine passing through the catheter and into the bucket. As the bucket got fuller, it weighed more, thus pulling the rope and slightly tightening the noose. The piss kept flowing and flowing and flowing until the bucket was really heavy and the noose was extremely tight. Taylor couldn’t breathe anymore and she was starting to panic. She almost passed out but the bucket ended up hitting the tank and poured into it. The bucket went back up to the ceiling, which loosened the noose so she could breathe again. But what she didn’t realize was that the tank was now pumping the piss directly into her mouth.

After about a minute, she saw the yellow fluid crawling through the tube. She couldn’t believe what was happening, but she couldn’t stop it in any way. The piss entered her mouth and it was all she could taste as it slowly went down her throat. After a few minutes, it finished and she felt the noose tightening again as the bucket dropped. During another orgasm, she realized that this never-ending cycle is her new life, but it isn’t as bad as she originally thought.

Health Savings Accounts (HSA) – Information and Benefits

Health Savings Accounts (HSA) essentially are a savings account that is available to US citizens to cover medical expenses. With this health insurance alternative the funds added to the account are not subject to federal income tax at the time of deposit nor is the interest earned. Here are some HSA facts and information.

People under the age of 65 that are enrolled in a qualifying High Deductible Health Plan (HDHP) can open an HSA. You may not be covered by another policy that isn’t a qualified high deductible health plan but other disability, dental, vision and long-term care is allowable.

A high deductible health plan is one that meets the following criteria as of the 2008 tax year:

1. Minimum deductible for a single person $1100

2. Minimum deductible for a family $2200

3. Max out of pocket expenses for a single person $5600

4. Max out of pocket expenses for a family $11200

If you meet the above requirements, you can open a health savings account at any time. The maximum amount you may deposit for the 2007 tax year is $2850 for an individual and $5650 for a family. All deposited funds are the property of the policyholder. Deposits also may be made through an employer (who could match) payroll deduction or by any individual. For taxpayers age 55 or over, an additional $800 may be deposited.

These funds may be withdrawn penalty free for qualified medical expenses incurred after the HDHP deductible is met. Unlike a Flexible Spending Account or similar any funds not withdrawn or used within the year is carried over to the next year. If you are young and in reasonably good health in a few years you could realize a sizable amount of money in a Health Savings Account. How much will depend on if your employer makes deposits, your age and of course your health. One good benefit of a HSA plan is their portability, when you leave your current employment you can keep your plan and same health savings account provider. Basically, tax free, you can build up a fund for your retirement medical expenses.

Qualified withdrawals include coinsurance and deductibles as well as other expenses not covered by standard medical insurance like dental, vision, durable medical equipment and chiropractic costs. You can even withdraw money form an HSA plan even if you don’t use it for medical expenses. If you’re under the age of fifty five, there is a ten percent penalty and ordinary income tax; at age sixty five and older all you would pay is ordinary income tax.

If you are opening an account on your own, you can find a list of providers offering Health Savings Account plans online. Policies in most states can be compared conveniently and quickly at the many reputable sites online. Alternatively, you could find a local agent who knows what is available in your area.

Whatever you do, be sure you do the homework and know what you are doing. Keep the documentation of expenses paid for through withdrawals from the account. Bottom line is that the IRS is watching. Also consider contacting a financial expert or insurance agent if you need more HSA – Health Savings Account information, it can’t hurt and may help.

Health Savings Accounts Work Through Periods Of Unemployment

Health Savings Accounts have been around since 2004, and all indications are that they’re here to stay. This form of health insurance is more in tune with our times of unemployment and lack of medical care than traditional co-payment health insurance plans. Those policies tend to have premiums on the high side, while HSA plans start with lower than average premiums. A couple of studies have shown that premiums rise slower than average for these policies, too.

Low premiums make it more affordable to maintain coverage during periods of unemployment, but that’s not the only way HSA plans can bridge gaps between jobs. As you’ve probably guessed, a Health Savings Account is specifically designed to pay for health care with benefits that standard accounts don’t provide.

Health Savings Accounts Reduce Taxes

Health Savings Accounts allow you to pay for health care with pre-tax dollars. The money you contribute to your HSA can be used to directly reduce your taxable income with an “above-the-line deduction.” That basically means you won’t need to itemize deductions to lower your income taxes. That works for federal tax returns and for all but three state returns.

After you get that tax deduction, you have a choice about how to use your HSA funds. If you use the money for health care, withdrawals won’t be taxed as long as you only spend them to pay for health care that’s deemed to be eligible. Most things are with the exception of over-the-counter medicines, like aspirin. A purchase like that would trigger a 20-percent penalty fee on the HSA withdrawal and it would become taxable income.

You can spend HSA money on things your high-deductible health plan probably won’t cover, such as dentistry or homeopathy. You can also pay for health care for family members who are not covered on your insurance policy.

HSA Plans Foster Saving For Retirement

Your other choice is to invest HSA dollars and let the balance grow with tax-free earnings as you would with an IRA. If your employer contributes to your HSA, that money is yours to keep even after that job is history. Once you turn 65, you can use HSA funds to buy anything without incurring a penalty, but it’s still taxable as income when spent on something other than qualified health care.

Many different financial institutions will let you open an HSA. Some restrict what they offer to interest-bearing savings accounts, but others will allow you to invest in stocks and bonds, or mutual funds. These accounts are becoming big business, so HSA administrators are competing with perks to attract your business. Many make it as simple to withdraw HSA money as it is to use a regular checking account. Even credit cards linked to HSA money are on the horizon.

After your HSA balance reaches an amount that you’re comfortable with, you might even consider starting a second Health Savings Account that you use strictly for the investment options. Keep one liquid for medical emergencies and devote the second one to letting the tax-free earnings help you prepare for retirement.